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MyCFO — Fractional CFO

We see more opportunities

We secure financing, organize finances, and build your company’s value.

75%

clients - better results after Q1

90%

companies with us for over 2 years

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Challenges

Problems that the CFO will solve before they become crisis

Most companies live with them for years because there’s no one to identify and solve them. We do it for you.

Lack of financial transparency

Don't know which projects are profitable? Are you earning or losing? After our analysis, you will clearly know what truly generates profit and what needs to be changed.

Lack of liquidity control

Profits are growing, but cash is scarce? After working with us, you will regain control over your cash flow.

Data chaos

You receive results and reports, but you don't know what's really happening with your money? We will help you optimize reporting to provide clear and up-to-date data.

Financing problems

The bank demands more conditions to be met, you fear financing renewal, or you're simply overpaying? With us, you enter negotiations with professionals – the bank will start treating you as a partner.

Do you recognize any of these problems?

The first consultation with our Financial Director is free – no obligations, no sales pitch.

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Where to start?

External Financial Diagnosis a sound strategy requires a plan

Before implementing changes in your company, it’s important to know where you stand. EFD is an independent assessment of your company’s financial situation conducted by experienced experts. The External Financial Diagnosis provides an assessment of the company’s financial health, with a concrete plan and recommendations that show what works, what hinders growth, and where the money you don’t yet see is located.

Financing

What it involves

Review of credit, leasing, factoring agreements + verification of financing terms. Optimization proposals.

What you gain

Lower installments and interest → more cash every month.

Reporting

What it involves

We will assess the state of accounting and the possibilities for implementing reporting. We will check the possibility of generating results by products, clients, departments + report simplification.

What you gain

You'll see what's profitable and what's not → you increase margins.

Ratio Analysis

What it involves

We will perform an analysis of key financial indicators: profitability, liquidity, debt, turnover. We will examine your company's creditworthiness.

What you gain

You'll know if you can afford an investment → you avoid risk.

Comparison with competitors

What it involves

We will compare your company's financial results and indicators with those of competing companies. We will tell you in which areas you lead and in which you lag behind the competition.

What you gain

You focus on 2-3 actions that will improve results.

Risk Policy

What it involves

Identification of risks (currencies, commodity price changes, exchange rates, suppliers, contracts) + hedging methods.

What you gain

You protect your margin → fewer losses during market changes.

Report and action plan

What it involves

Summary of conclusions + a concrete list of actions with priorities.

What you gain

A clear step-by-step plan → you see results faster.

Want to learn more about External Financial Diagnosis?

Closed scope, fixed price, concrete result — check what exactly is included in EFD.

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What you gain from cooperation

Real benefits for your business

An External Financial Director is not a cost – it’s an investment that pays off in better decisions, lower financing costs, and calmer company management.

Savings

We reduce financing costs, eliminate losses, and optimize expenses – more cash stays in the company.

Scope

One CFO team – finance, controlling, reporting, transactions, and restructuring in one place.

Securing financing

We know banks from the inside. We prepare documentation and negotiate terms you wouldn’t achieve on your own.

Network of ecosystem contacts

Access to a verified network of banks, investors, lawyers, tax advisors, and industry experts.

Effectiveness

Measurable financial effects visible as early as the first quarter of cooperation. We focus on implementation, not just reporting.

Speed

We act from day one – no implementation period. Initial conclusions appear during the diagnosis phase.

Ready to take your finances under control?

Talk to our team – no obligations. The first consultation is free.

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Offer

Key areas where we support companies

Instead of one advisor – a whole team of experts. Each project is led by a Financial Director (CFO), supported by analysts and industry experts.

1 / 4

Financing

We secure loans, leases, factoring, capital. From concept

2 / 4

Reporting

Monthly controlling in its true sense. KPIs, budgets, incentive systems, forecasting.

3 / 4

Restructuring

Restructuring and recovery plans, negotiations with creditors. We will guide companies through difficult times.

4 / 4

Company Sale/Acquisition (M&A)

Sale, acquisition, due diligence, and company valuation. We will guide you through the full process.

Our partners

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Team

Multiple perspectives, one team of experts

Each of our experts has at least 20 years of experience in business, banking, or auditing. We have perspectives from many manufacturing, trade, service, and TSL industries. We know what will work in your industry. We can jointly look at your problem and find the right solution.

Mariusz Marciniak

Founder / CFO

Dr. Hubert Łąkowski

CFO

Maciej Bubacz

CFO

Marlena Stasiak

Chief Accountant

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Reviews

Cooperation with MyCFO has been ongoing for the third year now, and from the beginning, it has been very efficient and professional. Initially, we jointly secured approximately PLN 18 million in working capital financing, and currently, the scale of cooperation has increased to approximately PLN 45 million in working capital financing and PLN 15 million in investment financing across various banks. Our involvement in the entire process was truly minimal, which was a great comfort and time-saver for us. Negotiations with banks were conducted very effectively – there was clear competition and a real fight for the client, which translated into very favorable financing terms. We definitely recommend cooperation with MyCFO to any company seeking professional financing support.
Artur P.
Board Member · Grain Trading · 198M turnover
We have been working with Mariusz for over 2 years. We entrusted them with the entire area related to banks in our companies. This is a beneficial form of cooperation for us because we didn't have to hire a full-time Financial Director. We operate on 20 hours per month, which is sufficient for our company.
Ireneusz C.
Board Member · Agricultural Machinery Production · 72M turnover

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FAQ

Frequently asked questions

We work in three models: project-based (audits, implementations, time-measurable tasks), monthly packages (Fractional CFO by the hour starting from PLN 4.9k/month), and success fee (for securing financing or M&A transactions). We will jointly develop a cooperation concept tailored to your needs. The first consultation is free – you will receive a quote after an initial discussion and approval of the cooperation concept.

No. We work above the accounting layer – we use data provided by your accounting office or financial department. Our role is analysis, strategy, and decisions, not record-keeping.

Initial conclusions appear during the diagnosis (2-3 weeks). Concrete financial effects – e.g., lower loan installments or better results – usually within 1-3 months of implementing recommendations.

We work with companies with revenues from PLN 10 million to PLN 300 million, where there is no full-time Financial Director or they are overloaded with current tasks. The industry does not matter – we have experience in manufacturing, services, TSL, retail, and real estate.

We sign a Non-Disclosure Agreement (NDA) before the first substantive meeting. Discretion is the foundation of our work – client financial data never leaves our team.

FREE CONSULTATION · 60 MIN

Find out in 60 minutes if MyCFO is right for your company

Choose a date in the calendar of one of our Financial Directors. You will receive a short preliminary form – so we don’t waste your time on questions we already have answers to.