Financing
We help businesses secure financing tailored to their needs. We know banks from the inside—we prepare documentation, negotiate terms, and guide you through the entire process.
Financing for current operations and liquidity—funds available when you need them.
Funds for development, purchase of fixed assets, and capital investments in your business.
We reduce the costs of existing financing—we renegotiate terms, margins, fees, collateral, and clauses.
Unlocking cash frozen in payment terms—without waiting weeks for payment from contractors.
Vehicles, machinery, and equipment—operating and financial leasing. We will tailor the structure to your tax situation. With us, you get the lowest prices!
Loans for the purchase and investment in commercial, office, warehouse, and development properties.
Problems
Securing financing rarely ends with simply submitting an application. Financial institutions expect a coherent history, reliable forecasts, calculated profitability, conscious risk management, and predictability.
Financial data often does not align with the logic of bank analysts. There is a lack of consistency between historical results and development plans.
Business plans focus on describing operations rather than solid financial arguments. A properly prepared financial model is missing.
The company focuses on the need for financing instead of the profitability of the project. As a result, the bank dictates the terms.
Investment decisions are sometimes based on intuition. Models showing the impact on liquidity and results over time are missing.
Solutions
We are not a credit intermediary. We are your company’s Chief Financial Officer—we prepare, negotiate, and close financing on your behalf.
We know how to calculate creditworthiness, understand analysts’ expectations, and prepare your company for the transaction. At the first stage, we assess your real chances.
We have long-standing relationships with banks and an established reputation—we enter as a credible partner with a well-prepared transaction, not a petitioner.
We will negotiate better margins, fees, and collateral on your behalf. MyCFO clients pay on average 0.8–1.5% less than without our support. We are not an intermediary. The bank does not pay us any fee.
We reduce the time to secure financing by 30–50%. We know what the bank requires and deliver it immediately—without unnecessary rounds.
We take over the entire process—from documentation, through contacts with banks, to negotiations and signing the agreement. You focus on your business.
We know how to secure financing—we understand the logic of banks, know what the analyst is looking for, and how to build an application that gets approved. We submit applications to at least 2 institutions in parallel and negotiate terms that companies do not obtain on their own. We do this for you—from documentation to signing the agreement.
Process
Each stage has a specific scope and result. We work in parallel with at least 2 financial institutions—we reduce the risk of rejection and strengthen your negotiating position.
cooperation stages
institutions in parallel
application success rate
Stage 01
01
Free situation assessment
What we do
Stage 02
02
Transaction preparation
What we do
Negotiations
03
Application + Decision
What we do
Stage 04
04
Disbursement + Monitoring
What we do
FAQ
No. We do not operate like a traditional intermediary who has a signed agreement with the bank. In such cases, they often do not charge the client a fee but receive it from the bank instead. This situation causes the client to overpay, and the bank additionally profits at the client’s expense. At MyCFO, we work exclusively on behalf of the client and only in their interest. We establish our fee exclusively with the client, not with the bank. Very often, the cost of our service is lower than the savings we manage to negotiate thanks to our experience and network of contacts.
Companies often do not know their creditworthiness and chances of obtaining financing. In the case of investments, there is very often no financial model that demonstrates the profitability of the investment and its ability to service debt. Proper preparation for the transaction is 65% of success.
We will prepare a financial model, draft an information teaser or business plan, prepare financial forecasts, and compile all necessary documentation required to obtain a credit decision.
Very often, after securing financing, the bank requires regular quarterly reporting from us (financial results, financial forecasts, Q&A from analysts regarding financial results) as part of so-called monitoring. In the case of working capital loans, renewal of financing usually takes place annually, which requires a full creditworthiness analysis as in the case of granting financing. In the case of growing results and scale of operations, it is easier. Problems begin when the financial situation deteriorates.
The financing process is the organized preparation of a company for discussions with financing institutions. Through professional preparation of a financial model, business plan, and forecasts, the company gains credibility and a stronger negotiating position. This increases the chances of obtaining financing on favorable terms.
Team
Founder / CFO
CFO
CFO
Chief Accountant
Contact
The first consultation is free. Tell us about your business—we will find the best solution.
